The Company
The St. Kitts-Nevis-Anguilla National Bank Limited (National) was incorporated in 1971 under the Companies Act Chapter 335, and was re-registered under the new Companies Act No. 22 of 1996 in 1999.
Leadership
The Bank is led by a visionary and experienced team of financial services professionals.
Biographies
Sir Edmund Lawrence, Managing Director
 Born in St. Kitts, Sir Edmund, an economist, was educated in St. Kitts and England. Sir Edmund established the St. Kitts-Nevis-Anguilla National Bank Limited (SKNANB) in 1970, a major milestone in a career in the banking and financial services sector that has exceeded forty years. Under his leadership, the Bank grew from under $200,000.00 in 1971 to over $2 billion in 2008 in assets, and established an insurance company, a trust company and a mortgage and investment company.
He was consultant for the establishment of indigenous commercial banks in the Windward and Leeward Islands and Independent Consultant on Banking and Finance for the Caribbean Development Bank, the Governments of Antigua, St. Kitts Nevis and Montserrat.
Sir Edmund is the Managing Director of SKNANB and the Governor General Deputy of St. Kitts Nevis. He currently serves on the boards of SKNANB Group of Companies, Cable Bay Hotel Development Company Limited, Digicel (St. Kitts Nevis) Limited, ECIC Holdings Limited (Chairman) and the Eastern Caribbean Amalgamated Finance Company Ltd. (Chairman). He is Vice President of the Eastern Caribbean Institute of Banking, President of the Bankers & Financial Services Association of St. Kitts and Nevis, Treasurer of the Brimstone Hill Fortress National Park Society and Past Assistant District Governor, Rotary District 7030.
In 2010 Sir Edmund was appointed Knight Commander of the Most Distinguished Order of St. Michael and St. George for his services to Banking and Finance by her Majesty Queen Elizabeth II. |
Esrick Lanns, Principal Senior Assistant Managing Director
Winston Hutchinson, Senior Assistant Managing Director
Winston Hutchinson completed his secondary education in St. Kitts in 1970 and subsequently served in the Ministry of Education as a teacher of the Junior High School for four years. Prior to pursuing a career in financial services, Winston spent 10 years in manufacturing, retail and housing (St. Kitts Sugar Manufacturing Corporation, SL Horsfords and Company Limited and the National Housing Corporation), where he held senior managerial accounting and information systems positions.
He received a Bachelor of Arts (Magna Cum Laude) from the University of the Virgin Islands (UVI), a Masters of Business Administration (MBA) in Accounting from Baker College, Flint Michigan, U.S.A. He is a Certified Public Accountant (CPA). Winston has been with the Bank for twenty five years serving in Operations, Loans, Collections, Marketing and Finance.
Winston Hutchinson is a Senior Assistant Managing Director and currently heads the Comptroller Division. He is responsible for the overall financial control of the Bank, managing all accounting functions, statutory, regulatory and management reporting, treasury management, investment and broker/dealer services. Winston is the Senior Principal to the Eastern Caribbean Securities Exchange for the Bank’s Brokerage Department. |
Warren Nisbett, Senior Assistant Managing Director
Warren’s career in financial services spans a thirty one year period. He joined the Bank in 1971 immediately after graduating from the Basseterre High School. In 1972 he began studies at the Glassboro State College in New Jersey where he received a Bachelor of Arts Degree (BA) in Business Administration -Business Management; thereafter, he resumed duties at the Bank.
Warren held various managerial roles including Branch Manager, prior to taking a position in the Data Processing Unit where he led the team to computerize the Bank’s operations in 1986. He continued to lead the Bank into the electronic banking age, overseeing the introduction of ATMs, Telephone Banking, Online Banking and Mobile Banking.
Regionally he was part of the installation team which computerized the banking operations at the St. Lucia Cooperative Bank, National Bank of St. Vincent and The Grenadines, National Commercial Bank of Dominica, National Commercial Bank of St. Lucia and Antigua and Barbuda Investment Bank. He sat on the committee to establish the 4Cs, Caribbean Credit Card Corporation, an initiative of St. Kitts-Nevis-Anguilla National Bank Limited, National Commercial Bank of Dominica and Antigua Commercial Bank. He also sat on the steering committee which oversaw the development of Core Director, Jack Henry’s banking package.
Warren Nisbett is currently Senior Assistant Managing Director and responsible for the Management Information Systems Unit. |
Donald Thompson, Senior Assistant Managing Director
Donald graduated from Charlestown Secondary School and the St. Kitts-Nevis Teachers Training College. He holds a Bachelor of Science (B.S.) degree in accounting from San Francisco State University and a Master of Business Administration (MBA) degree from Morehead State University in Kentucky, USA. He is a Certified Public Accountant (CPA) and a Certified Internal Auditor (CIA). Mr. Thompson also holds an International Diploma in Compliance, which he obtained from Manchester Business School and the International Compliance Association in the United Kingdom.
Prior to joining National Bank, Donald Thompson served as the accountant at the Eastern Caribbean Home Mortgage Bank. He was also financial auditor with the international accounting firm, KPMG, in the Netherlands Antilles and also lectured in accounting at the University of St. Martin.
Donald is currently President of the Institute of Chartered Accountants of the Eastern Caribbean (St. Kitts & Nevis Branch) and the treasurer of the Institute of Chartered Accountants of the Eastern Caribbean. He is a past director of the Institute of Chartered Accountants of the Caribbean, headquartered in Kingston, Jamaica. He also currently serves as the Finance Director for the St. Kitts-Nevis National Carnival Committee.
Donald Thompson has been with the Bank for the past twelve years. He is currently Senior Assistant Managing Director with responsibility for the General Banking Division of the Bank. In this capacity he is responsible for directing all matters relating to banking operations. |
Anthony Galloway, Assistant Managing Director
Anthony holds a Masters of Arts (MA) in Banking and Finance from Sheffield Hallam University and has a Bachelor of Science (BSc) degree, Accounting and Data Processing Combined (Hons), from the University of Leeds. He is member of the Chartered Association of Certified Accountants (ACCA) and was granted fellowship in 2008. He is a part time facilitator for the Eastern Caribbean Central Bank’s Savings and Investment Course.
He has over twenty years banking experience and has worked in various senior positions in the Bank including Manager of the Comptroller Division and Principal to Eastern Caribbean Securities Exchange for the Bank’s Brokerage Department.
Anthony Galloway has been with the Bank since 1994 and is Assistant Managing Director with responsibility for the Internal Audit Unit. |
Bernice Grant-Kelly, Assistant Managing Director
Bernice Grant Kelly holds a Masters of Science in Finance from Leicester University and has a Bachelor of Arts degree in Accounting from the University of the Virgin Islands. She is a part-time lecturer at the Clarence Fitzroy Bryant College (UWI Level One).
Bernice joined the BankCard Division in 2005 and has received training from Visa Business School and attended career related courses facilitated by Visa and MasterCard.
Prior to joining the Bank she worked in the hospitality and wholesale industry in the capacity of Chief Accountant at Four Seasons Resort Nevis, and Manager Marketing and Sales, Delisle Walwyn St. Kitts.
Bernice currently holds the position of Assistant Managing Director, and heads the Bank Card Division with responsibility for both the issuing and acquiring portfolios. |
Stephen Hector, Assistant Managing Director
Stephen Oriel Arthur Hector was born on the island of Saint Christopher (St. Kitts) and completed his entire primary and secondary education on the island, first attending the Epworth/ Maurice Hillier Memorial School then moving on to the Basseterre Junior High School and completing his secondary education at the Basseterre Senior High School.
Stephen holds a Bachelor of Arts degree (History) from the University of the West Indies (Cave Hill Campus, Barbados) as well as an LLB (Law) degree from the same university. Among the various courses successfully completed as part of the LLB degree program, he completed courses in Company Law, Corporate Management, Corporate Finance, Law of Trusts and Administration of Trusts and Estates.
Stephen Hector pursued his Legal Training at the Norman Manley Law School which is located on the Mona Campus of the University of the West Indies in Jamaica where he received the Legal Education Certificate (LEC) which qualified him to practice as a Barrister and Solicitor. He was subsequently enrolled as a Barrister and Solicitor in the Federation of Saint Christopher and Nevis.
Prior to the Bank Stephen worked as a Crown Counsel in the Attorney General’s Chambers in the Ministry of Justice and Legal Affairs in the Federation of Saint Christopher and Nevis.
Stephen is the Assistant Managing Director/ General Counsel with responsibility for the Legal Unit. He remains active in various forms of community activities including past assignments as part of the St. Kitts Amateur Basketball Association (S.K.A.B.A.) and as part of the Bid Committee for the West Indies-hosted 2007 World Cup Cricket as well as the Local Organizing Committee for the 2007 World Cup Cricket. |
Ownership
The Bank is a public limited company with the majority shareholder being the Federal Government of St. Kitts & Nevis. The shares are traded on the Eastern Caribbean Securities Market.
Regulators
The Bank, operated in St. Kitts and Nevis, is regulated by the Eastern Caribbean Central Bank, and is subject to the provisions of the Banking Act No. 4 of 2004.
Achievements
National has grown in share capital from $50,000 to $135 million capturing 51% of the market share and realizing a profit in each year of operation.
The Bank has four branches, three in St. Kitts and one in Nevis and acquired the following subsidiaries:
- National Bank Trust Company (St. Kitts-Nevis-Anguilla) Limited, established 1972.
- National Caribbean Insurance Company Limited (NCIC), established 1973.
- St. Kitts and Nevis Mortgage and Investment Company Limited (MICO),
established 2001.
Inspiration
We are guided by our vision, “To become a beacon of exemplary customer service in the financial services industry.”
Defining Characteristics of National
We are best known for our pioneering spirit in technological advancement and our attention to customer service, which are reflections of our Core Values:
Teamwork - Working Together to Achieve our Goals
Combining our individual strengths to better serve our customers, our community and other stakeholders.
Excellence - Exceeding Expectations
Always aspiring to the highest standards.
Pride - Recognizing Contributions and Valuing Accomplishments
We are proud of who we are, to whom we provide services, why we exist and what we have achieved together.
Professionalism - Serving with Integrity
We are committed to sustaining public trust and confidence and we practice high ethical standards.
Respect - Cornerstone of our Company
We have the utmost regard for our customers, employees and the communities we serve.
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