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Current Accounts

Enjoy maximum flexibility and convenience with our Business Current Account that enables businesses to conduct their transactions smoothly and promptly

Features

Open an account with ECD500 or USD200
Overdraft facility available
Up to 150 cheques
Free Online Banking
Debit card available

Opening Incorporated Businesses

Two valid forms of government-issued identification for beneficial owners, signatories, and corporate secretary (Original or notarized copy of Birth Certificate or Passport MUST be presented for applicants who are not natives of the Federation)
Proof of Address. Acceptable documents include Utility bill (water, cable, telephone, or electricity bill) NOT AN INVOICE; Letter from Current Banker (Activity / Bank Statement); A lease agreement
NB: All documents in support of proof of address must be issued within the last three months of date of account application
Certificate of Citizenship or passport must be presented if you hold additional citizenship. (notarized copy or original)
Board Resolution requesting the establishment of the account, indicating currency, name of the signatories and signing authority
Memorandum and Articles of Association including Statutory Statement detailing designation of registered agent (notarized copy or original)
Certificate of Incorporation/Formation (notarized copy or original)
Business License confirming appropriate activity (notarized copy or original)
Recent Annual Return for entities more than one year (notarized copy or original)
Certificate of Good Standing for entities more than one year (notarized copy or original)
Trade Business Registration (if essential for identifying a regulated business where license is required)
Bank and Personal reference for beneficial owners and authorized signatories (New Customers)
3-6 Months of Bank Statements for New Businesses with accounts at other Institutions
Register of Shareholders

Note

ALL documents MUST be notarized or original

All letters must be dated and addressed to:
The Manager,
Accounts Department,
SKNA National Bank Ltd,
Central Street, Basseterre, St Kitts

Opening Non-Personal Account - Trading As

Two (2) valid Forms of Government-issued Identification (Passport must be one if not born in St Kitts/Nevis OR living overseas)
Two (2) Reference Letters if customer is a foreign citizen OR living overseas OR opening an account for the first time (original letters):
Existing customer – Only list the references on the form
Reference letters – One must be from a bank (Not National Bank) & the other personal from a professional e.g. Lawyer, Doctor, Minister, Manager etc. (Not Family/ Persons Affiliated with the account)
Letter/ Resolution stating the name of the account, description of the organization, names of the signatories and the signing instructions
Original Business License
Verification (Proof) of Address (Personal and Business): Utility bill (water, cable, telephone or electricity bill; NOT AN INVOICE; Letter from current banker (Activity / Bank Statement)
A lease agreement