New ideas for your dream home?

National is here to help

Personal Lending

Property Improvement

  • Enhancing your investment has never been so easy. Now you can improve your home with an affordable Property Improvement Loan from National.


    • Borrow up to $100,000
    • 100% financing available
    • Up to 10 years repayment plan
    • Low interest rates

    Loan Requirements

    • Two valid, government issued picture IDs
    • Letter of request (Stating amount, purpose, security/collateral being offered)
    • Personal Financial Statement/s (Forms will be provided)
    • Income and Expenditure Statement/s (Forms will be provided)
    • Confirmation of employment (Stating salary and years of service)
    • Detailed estimate of the house to be repaired/renovated (Estimate to be signed and dated by Estimator)
    • Copy of approved plans/drawings of house if making additions to existing structure
    • Copy of Certificate of Title/Deed to the property
    • Details of Contract with builder (Labour only or fixed price contract)
    • The customer must also have available enough cash to cover loan charges, legal fees and the cost of insuring the property during and after construction
    • The customer should have life insurance, and this should normally be enough to cover the loan amount
    • The maximum repayment term that may be offered is 10 years, subject to applicant's age

Your home is your sanctuary. Take care of it.

Homeowner Tips

  • Borrow what you can afford to repay
  • Make sure you have adequate insurance to protect your investment
  • Always hire qualified contractors

Protect your investment by maintaining the condition of your home