Give your home sweet home the WOW factor with up to $500K worth of your favourite things.
Transform your space with WOW. Borrow against your property's equity or tap into other assets. Exclusive to SKN citizens and residents, WOW offers a pre-approved card with a simple salary deduction process. Redefine your lifestyle effortlessly.
WOW Secured
A WOW Secured Mortgage requires a secured facility as the input. Unsecured portion N/A.
Financing up to
$500,000
For up to
15 yrs
Interest rate
3.99% p.a.
WOW Unsecured
A WOW Secured Mortgage requires 0% secured facility as the input. Unsecured portion up to $100k.
Financing up to
$100,000
For up to
10 yrs
Interest rate
6.99% p.a.
How much can I afford?
Not sure if you pre-qualify for a National mortgage? Let's help.
Try our affordability calculator
How much can I borrow?
Help make smart mortgage decisions and feel informed with our mortgage calculator.
WOW Secured mortgage calculator
WOW Unsecured mortgage calculator
Your next steps
You can apply for a mortgage online or by contacting any one of our branches in the Federation.
Your dream home awaits
Schedule an appointment
Need more information?
Call or email us. We'll be happy to help.
Try Online Banking
You'll love it. Trust us.
FAQ
The WOW mortgage is a home improvement loan designed to assist homeowners in upgraing their space.
You can:
- Repair (fix roofs, replace old windows, doors, cabinetry)
- Upgrade/enhance the existing features or install new amenities (green energy options, water storage/distribution systems, backup generators, cameras and other security features, fence)
- Add one or more rooms
Yes. You may borrow up to $500,000 subject to the equity in your home.
Yes. You may borrow up to $100,000 unsecured.
Yes. Just make an appointment today by clicking this link.
Yes. Any homeowner who is a St. Kitts-Nevis citizen or resident can apply.
Yes. Talk to a loan officer to determine the best option for you.
Yes. It depends on you.
Yes. With a secured WOW mortgage, you have up to 15 years to repay. With an unsecured WOW mortgage, you have up to 10 years to repay
Yes. You may qualify for a credit card (ECD or USD).
Yes. You are guaranteed a rate as low as 3.99% for 5 years and will remain at or below market rate for the remaining term.
Mobile Apps
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