Finally finished my studies...I am so ready to pay off my loans and own my own home.
Hey grads, with APEX, we've got your back! Say goodbye to student loans, consolidate debts, and get into your dream home—all with a monthly payment that won't stress you out. Plus, APEX helps with building, buying, or finishing a house, getting a new ride, and covering legal fees.
Let's make your post-uni life a breeze—talk to us about APEX today!
Highlights
Financing up to
$1M
For up to
40 yrs
Interest rate
3.99% p.a.
How much can I afford?
Not sure if you pre-qualify for a National mortgage? Let's help.
Try our affordability calculator
How much can I borrow?
Help make smart mortgage decisions and feel informed with our mortgage calculator.
Use our mortgage calculator
Benefits
- Empowerment through home ownership
- Increase net worth
- Secure your financial stability
- Lock in low interest rate
- Reduce monthly payments by consolidating consumer debts
- Save money
Document checklist
- Two government issued picture IDs
- Proof of employment (Stating salary and years of service)
- Detailed estimate of the house to be constructed/repaired/renovated
- Copy of approved plans/drawings of house to be constructed
Your next steps
You can apply for a mortgage online or by contacting any one of our branches in the Federation.
Your dream home awaits
Schedule an appointment
Need more information?
Call or email us. We'll be happy to help.
Try Online Banking
You'll love it. Trust us.
FAQ
Apex is a Mortgage Loan targeted at Graduates (with a bachelor’s degree or higher). The loan provides funding to pay out existing student and consumer loans and acquire a residential home with a single affordable monthly payment.
Apex Mortgage covers transactions up to $1 Million.
Yes. You can include the cost of buying or building a residential house, completing a house, paying existing creditors, paying off a student loan (in the Federation), purchasing a vehicle and paying legal fees and expenses.
Yes. Any graduate with a desire to own a house may apply.
Yes. All you need is a current job letter, three (3) most recent payslips and two (2) forms of valid IDs.
- If Building: Approved building plans and detailed estimates
- If Buying: Purchase and Sale agreement, a valuation of the property, copy of the property title/deed and current receipt for property taxes
Yes. You may qualify for a credit card, a line of credit and/or any other credit facility.
It depends on you. The maximum repayment period is 40 years.
The 3.99% rate is guaranteed for 5 years and will remain at or below market rate for the remaining term.
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