Home Ownership Made Easy

Owning your own home, and improving it over time, is the single best way to create generational wealth. National creates more homeowners than any other bank in the Federation.

Just 3.99%…Only National would even dare make it so affordable.

I'm ready to switch

Finally finished my studies...I am so ready to pay off my loans and own my own home.

Let’s do this

Give your home sweet home the WOW factor with up to $500K worth of your favourite things.

Wow, I want that!

Build, purchase, or complete a house already under construction.

Make it all your own

It’s even better with the app

Our mobile app gives you fast and secure access to your finances. Download to your device using the buttons below.

We're here to help

Applying is simple, just contact our Branch Legal Officers.

Get in touch

General Mortgage FAQ

We offer residential and commercial mortgages. A customer may apply for the type of mortgage that best suits his or her needs.

An assessment of your current financials would have to be completed to determine the size of mortgage for which you qualify. However, there are other factors such as age and remaining time for employment that may also be considered.

Yes! A customer may qualify for a mortgage without an input.

Debt to Service Ratio is a percentage of a client’s total debts divided by total income. It is used to determine the capacity of a client to service a loan/mortgage.

There are several factors that can affect the expediency of a loan/mortgage. These factors include, but are not limited to, the amount to be borrowed, the availability of all relevant information required to process the loan, and the financial capabilities of the customer.

No! The balance of your land loan may be included in your mortgage request.

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