Bernice Grant Kelly holds a Masters of Science in Finance from Leicester University and has a Bachelor of Arts degree in Accounting from the University of the Virgin Islands. She is a part-time lecturer at the Clarence Fitzroy Bryant College (UWI Level One) and a Graduate of the Banking School of Wisconson.

Bernice joined the BankCard Division in 2005 and has received training from Visa Business School and attended career related courses facilitated by Visa and MasterCard.

Prior to joining the Bank she worked in the hospitality and wholesale industry in the capacity of Accountant at Four Seasons Resort Nevis, and Manager Marketing and Sales, Delisle Walwyn St. Kitts.

Bernice currently holds the position of Chief Electronic Services Officer with responsibility for Electronic Services as well as the Issuing and Acquiring of Bank Card portfolios.